Kopdit Kosayu Mobile

Kopdit Kosayu Mobile is a mobile application with the concept of one stop solution and a cooperative platform that relies on digital technology. As one of the service applications from PT. CUSO Digital Indonesia, Kopdit Kosayu Mobile is intended for Kosayu Cooperative members to be able to carry out all Cooperative financial transaction activities, Information, Promotion, PPOB and Business Space (Marketplace) on the features provided by the application using an Android smartphone.Application Features:1. Fill in the Balance/Topup via Bank or Savings in a Cooperative2. Transfer to the Bank, Members can transfer money anywhere in realtime3. Cooperative Balance/Deposit Info, Check Savings Balances, Loans and Deposit savings or installments via mobile apps, real time and fully integrated with the CUSO CORE System.4. PPOB purchases such as: pulses & data packages, PLN Tokens,5. Payment of PPOB Bills such as: BPJS, Postpaid PLN, Telkom Group6. Invite Members, Members can register family, relatives, friends to become members without having to come to the cooperative office, anytime and anywhere.7. Apply for Loans, Members can apply for loans without having to come to the cooperative office, anytime and anywhere. After submission, the submission will be KYC by the Kopdit Kosayu before the loan is approved.Minimum Term : 1 MonthMaximum Term : 36 MonthsAPR : 11% (annuity/decrease)Max loan value IDR 15,000,000Admin fee of 1% (deducted at the time of disbursement)Insurance fee of 0.75% (deducted at the time of disbursement)Loan Disbursement Simulation:For example :Loan value Rp. 15,000,000Term of 36 MonthsAdmin Fee 1%Insurance fee 0.75%Stamp dutySo :Disbursement Value = 15,000,000 lessAdmin fee: 150,000Insurance Fee: 112,500Stamp Duty: 10,000What members receive: IDR 14,727,500Installments per month 491,500/month, for 36 months.8. Pay for QR Scan (Pay by Scan QR, Transfer fellow users, Activity Attendance)9. Promotions / Advertisements10.News11. Product Info and Asset Info, Members can know/control the development of cooperative Assets and Products directly12. Business Space (Marketplace)13. Support/Chat14. Transaction History14. Notifications, to give members a sense of security against deposit or withdrawal transactions inputted by the cooperative.